From the category archives:

Getting Started / Qualifying

4 VA Loan Myths Demystified

Researching is very crucial if you are currently considering a VA home loan. And while you’re at it, you can’t help but discover some funny information about getting this type of loan.
Here are the truths behind the five of the most common VA loan myths:
Myth No. 1: I have bankruptcy on my credit report [...]

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Credit Requirements for VA Loan

by Toni

Even though the VA loan is more lenient than conventional mortgage programs, there are still credit requirements in order to be approved for a VA loan. Most banks require a minimum 620 credit score and 12 months mortgage history with no lates.
Types of imperfections on a credit report that may affect the VA loan approval [...]

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Help! I Lost My DD214

by Vikki P.

A quick and easy solution to replacing you DD214 form.

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VA Loan Limits

by Toni

When deciding to apply for a VA loan, there are several things to consider.

Am I eligible to qualify for a VA loan?

Have I done enough research in order to decide what may be the best and most beneficial VA loan program for my situation?

Before starting the financing process, it’s always a good idea to [...]

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VA Loans – An Overview

by mrcaish

This is a brief overview of what makes a VA loan special, and qualifications needed to obtain one.

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Rate Shopping For A VA Loan? Read This First!

by themightyquin

I realize that humans are conditioned to shop. Without shopping, it would be impossible to find those golden nuggets in life called “good deals.”

Image by turtlemom4bacon via Flickr

Shopping is satisfying our gut instinct by removing suspicion and doubt that a better deal exists. Therefore, when we shop, we are essentially selling ourselves.
We become [...]

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How to time your VA loan financing.

by themightyquin

Regardless if you already own a home or are looking to make a purchase, the timing of your VA loan is critical. Let’s examine WHEN you need to go to your local bank and apply for financing.
60 days is a good rule of thumb.
In today’s market, closing on a VA mortgage will take somewhere in [...]

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How To Find The Right VA Lender

by Vikki P.

The mortgage crisis continues, more service men and veterans are facing problems like losing their homes and foreclosure. However, despite these issues, mortgage rates are at record lows and the housing affordability hits its all time high. It’s no secrete, this is the best time to use your VA loan or mortgage eligibility. But [...]

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