From the category archives:

Buying A Home

10 Things You Must Do After Buying a New Home

You finally closed on your new home. Congratulations! The process of checking credit reports, getting a VA loan to finance your purchase, finding a realtor, looking for a house, and moving are over so whats next?

Update your address. Complete an official change of address form online or at a local post office to [...]

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VA Loan Closing Costs 101

by Vikki P.

Whether you are applying for VA loan or any mortgage loan, a borrower has to pay the closing costs. But what exactly are you supposed to and not supposed to pay? If you’ve already began your research, you will notice words such as allowable and non-allowables. Veterans applying for VA mortgages or loans are only [...]

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4 VA Loan Myths Demystified

by Vikki P.

Researching is very crucial if you are currently considering a VA home loan. And while you’re at it, you can’t help but discover some funny information about getting this type of loan.
Here are the truths behind the five of the most common VA loan myths:
Myth No. 1: I have bankruptcy on my credit report [...]

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Credit Requirements for VA Loan

by Toni

Even though the VA loan is more lenient than conventional mortgage programs, there are still credit requirements in order to be approved for a VA loan. Most banks require a minimum 620 credit score and 12 months mortgage history with no lates.
Types of imperfections on a credit report that may affect the VA loan approval [...]

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Federal Housing Tax Credit and YOUR VA Loan

by themightyquin

Everyday I get quite a few questions regarding the American Recovery and Reinvestment Act of 2009 and how it would apply to buying a home using VA financing.
For those of you that don’t know, this act was initially passed as a “tax credit” to first time home buyers up to $8000 dollars.
Many groups like the [...]

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Characteristics Of Predatory Lenders

by Toni

They say knowing is half the battle.
Here at www. valoanstore.com/blog, we want to keep our readers as well as fellow veterans informed. We believe that veterans need to know what’s out there and how they can protect themselves from abusive lenders. And because we don’t want anyone to become a victim of predatory lending, [...]

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Help! I Lost My DD214

by Vikki P.

A quick and easy solution to replacing you DD214 form.

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VA Loan Limits

by Toni

When deciding to apply for a VA loan, there are several things to consider.

Am I eligible to qualify for a VA loan?

Have I done enough research in order to decide what may be the best and most beneficial VA loan program for my situation?

Before starting the financing process, it’s always a good idea to [...]

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VA Loans – An Overview

by mrcaish

This is a brief overview of what makes a VA loan special, and qualifications needed to obtain one.

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Rate Shopping For A VA Loan? Read This First!

by themightyquin

I realize that humans are conditioned to shop. Without shopping, it would be impossible to find those golden nuggets in life called “good deals.”

Image by turtlemom4bacon via Flickr

Shopping is satisfying our gut instinct by removing suspicion and doubt that a better deal exists. Therefore, when we shop, we are essentially selling ourselves.
We become [...]

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